We provide consolidation information and resources to help consumers understand and access personalized consolidation options. The company is not a direct lender, creditor, or debt collector. Upon request, consumers may receive consolidation loan offers from a network of lenders, with interest rates typically ranging from 3.99% to 35.99% Annual Percentage Rate (APR), with loan terms ranging from 24 to 84 months. It is recommended that consumers consult with a qualified financial advisor before applying for a consolidation loan. We do not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.

Initial Consulting Group, LLC, offers various financial products and services through its wholly owned subsidiary, ICG, and affiliates (collectively, “MyDebtReliefCenter)"), which may be provided by Initial Consulting Group or other unaffiliated third parties. All estimates for ICG’’s services are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. IGC does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Nor will it assume your debts, make monthly payments to creditors or provide tax, accounting, legal advise or services. ICG’s service is not available in all states, and its fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of ICG’s services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated results ICG obtains on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825. By proceeding, you acknowledge that you may be contacted by one or more representatives of Initial Consulting Group to discuss options.